Our Consultative Process

We don’t believe in cookie-cutter financial services or a one-size-fits-all approach.

You are unique, and so are your dreams. That’s why we start every relationship with an initial meeting and a discovery period. We spend time getting to know you, your story, your values, your concerns and your goals. With this information, we are able to have great conversations about how we can be most valuable to you in reaching your goals. Based on your feedback, we will design a plan of action with options to help you achieve the best results. Finally, we coordinate the implementation and management of your plan. Once your plan is in place, we continue to monitor and adjust as your needs or circumstances change.

process graphic

STEP 1: Where are you?

Before you can get to where you want to go, you have to figure out where you are. That's why it's so important to find out as much as we can about you and your financial goals. The more we know about you, the more precise recommendations we can make and the more we can help you. As a result, we will take some time to discuss your hopes, dreams and objectives, and the things that really matter to you. This is the basis for the first meeting with anyone we sit down with.

STEP 2: Where do you want to go?

Next, we will work with you to identify and prioritize your objectives, and then help establish benchmark goals. This is important because we live in a world of unlimited choices. People often fail to achieve objectives because they try to accomplish too much at once, or they don’t attach specific deadlines to their goals. By breaking down your goals to specific objectives, you can look at available resources and decide which goals are realistic, which need to be adjusted and scaled down, and which simply must be abandoned.

STEP 3: How Do you get there?

Based on our conversation and analysis, we will recommend the steps that it will take to help you achieve your financial goals. We regularly coordinate insurance and financial activities for clients with the other members of their team of financial, tax and legal advisors. You get to your destination faster when everyone is working together for you.

STEP 4: Hit the road!

We'll implement your strategy, and work closely with you and your other third party professionals to ensure its success. We'll monitor progress and provide ongoing service as your needs and situation change over time. Planning is not a one-shot deal. Strategies need to be adjusted periodically as your life and the economy changes. We will work with you over the years to help keep your program on track with your changing needs.